The Comfort Zone is supposed to keep your life safe, but what it really does is keep your life small.
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A few rare individuals refuse to live limited lives. They drive through tremendous amounts of pain—from rejections and failures to shorter moments of embarrassment and anxiety. They also handle the small, tedious pain required for personal discipline, forcing themselves to do things we all know we should do.
There are a number of institutions globally where the Federal Reserve typically leads the U.S. effort to work with financial regulators from other countries, and we try to, to the extent possible, establish international standards for how - the amount of capital a bank should hold, for example, or how much.