I had a couple come in with a negative amortization mortgage on a house that costs way too much relative to their income. They're consuming real estate, not investing in it.
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You look at a herd of cattle and well, they all look the same... but they know. They all have an individual personality, and those personalities change from day to day. They can have their grumpy days and their happy days and their serene days. But it's unpredictable. You can't be off in outer space when you're dealing with animals.
We are angry about paying the highest income taxes and property taxes in the nation and getting less and less for it. We are angry about our incompetent, dysfunctional government that pays no attention to the desires of the people. We are angry about the cesspool of corruption and conflicts of interests and self-dealing that is Albany.