Speculation is only a word covering the making of money out of the manipulation of prices, instead of supplying goods and services.

One of the greatest discoveries a man makes, one of his great surprises, is to find he can do what he was afraid he couldn't do.

The only real security that a man can have in this world is a reserve of knowledge, experience and ability.

What's right about America is that although we have a mess of problems, we have great capacity - intellect and resources - to do some thing about them.

Business is never so healthy as when, like a chicken, it must do a certain amount of scratching around for what it gets.

There is one rule for the industrialist and that is: Make the best quality of goods possible at the lowest cost possible, paying the highest wages possible.

Wealth, like happiness, is never attained when sought after directly. It comes as a by-product of providing a useful service.

If you think you can do a thing or think you can't do a thing, you're right.

Capital punishment is as fundamentally wrong as a cure for crime as charity is wrong as a cure for poverty.

A bore is a person who opens his mouth and puts his feats in it.

You can't learn in school what the world is going to do next year.

As we advance in life we learn the limits of our abilities.

The man who will use his skill and constructive imagination to see how much he can give for a dollar, instead of how little he can give for a dollar, is bound to succeed.

Money is like an arm or leg - use it or lose it.

Speculation is only a word covering the making of money out of the manipulation of prices, instead of supplying goods and services.

There is joy in work. There is no happiness except in the realization that we have accomplished something.

A business absolutely devoted to service will have only one worry about profits. They will be embarrassingly large.

The competitor to be feared is one who never bothers about you at all, but goes on making his own business better all the time.

Even a mistake may turn out to be the one thing necessary to a worthwhile achievement.

I do not believe a man can ever leave his business. He ought to think of it by day and dream of it by night.

Before everything else, getting ready is the secret of success.

It has been my observation that most people get ahead during the time that others waste.

Whatever you have, you must either use or lose.

If money is your hope for independence you will never have it. The only real security that a man will have in this world is a reserve of knowledge, experience, and ability.

Whether you believe you can do a thing or not, you are right.

Most people spend more time and energy going around problems than in trying to solve them.

Don't find fault, find a remedy.

Exercise is bunk. If you are healthy, you don't need it: if you are sick you should not take it.

Life is a series of experiences, each one of which makes us bigger, even though sometimes it is hard to realize this. For the world was built to develop character, and we must learn that the setbacks and grieves which we endure help us in our marching onward.

Quality means doing it right when no one is looking.

I am looking for a lot of men who have an infinite capacity to not know what can't be done.

My best friend is the one who brings out the best in me.

I cannot discover that anyone knows enough to say definitely what is and what is not possible.

There are no big problems, there are just a lot of little problems.

Failure is simply the opportunity to begin again, this time more intelligently.

An idealist is a person who helps other people to be prosperous.

It is well enough that people of the nation do not understand our banking and monetary system, for if they did, I believe there would be a revolution before tomorrow morning.

We don't want tradition. We want to live in the present and the only history that is worth a tinker's dam is the history we make today.

If everyone is moving forward together, then success takes care of itself.

When everything seems to be going against you, remember that the airplane takes off against the wind, not with it.

Anyone who stops learning is old, whether at twenty or eighty. Anyone who keeps learning stays young. The greatest thing in life is to keep your mind young.

Enthusiasm is the yeast that makes your hopes shine to the stars. Enthusiasm is the sparkle in your eyes, the swing in your gait. The grip of your hand, the irresistible surge of will and energy to execute your ideas.

History is more or less bunk.

Whether you think that you can, or that you can't, you are usually right.

There is no man living that can not do more than he thinks he can.

Thinking is the hardest work there is, which is probably the reason why so few engage in it.

You can't build a reputation on what you are going to do.

It is not the employer who pays the wages. Employers only handle the money. It is the customer who pays the wages.

I believe God is managing affairs and that He doesn't need any advice from me. With God in charge, I believe everything will work out for the best in the end. So what is there to worry about.