I think the American Dream says that anything can happen if you work hard enough at it and are persistent, and have some ability. The sky is the limit to what you can build, and what can happen to you and your family.

I wonder how many people would have thought at the end of World War II that the capitalist system would be one that was meeting the challenges and making things better for people as we approach the 21st century.

If we build something great, like we have at Travelers Group so far, a whole host of people benefit.

So it's the kind of business where you can't wait to get up in the morning and read the papers, or listen to what's on the news, and you know, how the world's going to change.

One of the people that I respect the most now, a person I think has done a heck of a lot for this world as a leader, is Margaret Thatcher. She helped create a world that offers us a lot of excitement as we look to the next century.

And when we used to play and fight in the streets in Brooklyn and I would get hurt or something, my mother would always come out and save me. So that sort of postponed the inevitable about getting a good beating, without having somebody to come and save you.

And learn that when you do make a mistake, you'll surface that mistake so you can get it corrected, rather than trying to hide it and bury it, and it becomes a much bigger mistake, and maybe a fatal mistake.

I would say that my parents were supportive of me.

I think life is sort of like a competition, whether it's in sports, or it's achieving in school, or it's achieving good relationships with people. And competition is a little bit of what it's all about.

The whole financial industry is consolidating in the United States.

Learn how to be a loser, because it's important to be a loser to be a winner.

I've been involved with Carnegie Hall for the last 13 years, and Chairman for the last six. I feel really good about what we've done growing our educational programs there, building a board that has made Carnegie Hall really a world-class institution.

From the business point of view, always encouraging the people in our company to own stock in the company, and if we're going to build something great, to have a lot of people share in the benefits of that greatness.

A lot of people at Shearson ended up making a lot of money because they had stock or stock options. Their kids were able to go to college, and it changed a lot of people's lives.

What turned me on then, and turns me on even today - and when the time comes from me to retire from management I think I'd still be interested in it - is that everything that happens in the world affects the price of securities.

I believe in giving back very strongly.

The more we can do to create a better society, that benefits more people, the better chance we have that our society will continue to grow and prosper.

I think we are a product of all our experiences.

Details create the big picture.

I read a lot, but I read about the areas that I'm interested in.

You never want to think the best things are in the past. You want to get yourself to believe that the best things are going to be in the future.

My mother really didn't know a heck of a lot about business. She was a very good mother, that made sure we ate right and we had our cod liver oil, but didn't know a heck of a lot about what I did.

And I thought I'd always like some form of business, I didn't know what kind of business I'd go in.

I'm not as involved in every little thing as I used to be.

I think Latin has some logic to it and there was a discipline.

I was sort of a sissy as a little kid.

I think the American Dream says that anything can happen if you work hard enough at it and are persistent, and have some ability. The sky is the limit to what you can build, and what can happen to you and your family.

Our company is working with Disney to create a game for children between the ages of maybe four and 12, so we can teach them what the capitalist system is all about.

I've had a terrific life, from building one company to be the second largest company in the securities industry and merging that into American Express, and becoming president of that company.

And it was where I learned how to play tennis and eventually became captain of the tennis team at the school and was on the Junior Davis Cup in New York City.

I remember the mentoring experiences of some teachers that I had, like a second term home room teacher in public school that really was very helpful to me.

If a person is not willing to make a mistake, you're never going to do anything right.

My parents moved back to New York from Florida when I was in the ninth grade.

Every American deserves to live in freedom, to have his or her privacy respected and a chance to go as far as their ability and effort will take them - regardless of race, gender, ethnicity or economic circumstances.

Never underestimate a child's ability to get into more trouble.

We have developed this unbelievable ability to deny. We have to. If we didn't, we'd go crazy.

To know how to hide one's ability is great skill.

It is the ability to take a joke, not make one, that proves you have a sense of humor.

The ability to deal with people is as purchasable a commodity as sugar or coffee and I will pay more for that ability than for any other under the sun.

Handcuffing the ability of states and localities to develop clean fuels in the cheapest possible way, using local resources, is not sound or sensible policy.

I realised from a very early age that God gave me a gift, and that gift was to run, and I wanted to use it to the best of my ability.

My vocal ability is very limited, but I'm fortunate in that I can write the songs around my vocal limitations.

The key to Operations at Wal-Mart is their ability to maintain the highest standards while at the same time getting things done with lockstep execution.

The test of a first-rate intelligence is the ability to hold two opposed ideas in mind at the same time and still retain the ability to function.

The Stones are a different kind of group. I realized that when I joined them. It's not really so much their musical ability, it's just they have a certain kind of style and attitude which is unique.

I liked his ability to deal with a lot of the negativity that surrounded him. Even though he was in a world that he didn't want to be in, he still saw the bigger picture.

We have the most flexible and adaptive economy. Making sure we sustain the ability of the American economy to perform well is really the priority of economic policy.

The system that enables the most people to earn the most success is free enterprise, by matching up people's skills, interests, and abilities. In contrast, redistribution simply spreads money around. Even worse, it attenuates the ability to earn success by perverting economic incentives.

Excellence is the unlimited ability to improve the quality of what you have to offer.