This is a simple change that will provide a huge financial boost for many Americans, particularly low- to moderate-income families. It is an important step in making sure we do everything we can to encourage all Americans to save and plan for the future.

It took the first 204 years of our Nation's history to accumulate $1 trillion in debt. And now we are doing that every 2 or 3 years.

The President's budget pays for only six months of the war in Iraq and completely overlooks the transition costs of Social Security reform. The Administration always lied about the cost of the Medicare drug bill.

Take the veto. Bush is the first president since James Garfield in 1881 not to veto a single bill. Garfield only had six months in office; Bush has had over four years.

President Clinton was able to achieve budget surpluses despite a divided government.

First, the year 2004, the year past, the Comptroller General of the United States, David A. Walker, said that arguably it was the worst year in American fiscal history, clearly setting our Nation on an unsustainable path.

We are scheduled to meet this year fewer days than any Congress since at least 1948. And that is even before I was born. So far, we are in the 123rd day of this year, and yet we have only had 26 voting days in this body. That is a shame.

While tax refunds amount to substantial income for many Americans, current IRS rules do not allow taxpayers to directly deposit their refund into more than one account.

Well, where is the money? Show me the money? Our allies have put up a few billion dollars, but the American taxpayer has been required to shoulder the burden of this war.

If you need to put your money in a safe and secure place and you want it to earn interest, Treasury bonds are safer than putting it in any bank as a deposit or putting it anywhere else, because they are backed by the full faith and credit of the United States Government.

This Congress is simply not doing its job under Republican leadership.

Under the AHP approach, the average small business might be able to offer their employees one or two insurance plans, and that employee of the small business would have no idea whether their doctor was going to be a apart of one of those plans.

It's not just that families can't buy a home or start a business without some savings tucked away.

We are spending more money on bond holders than we are on our own citizens. It took 204 years to have this happen. The other party will not even allow a recorded vote on this issue so that we can see how people stand on that issue.

If we don't change, millions of American families are just one medical emergency, or one layoff, away from financial disaster and bankruptcy.

Bush may be a strong leader in the war on terrorism, but on budget deficits he is missing-in-action.

Conservative think tanks like the Heritage Foundation and Cato Institute have criticized Bush for his big increases in spending, which far exceed those of the Clinton era.

This is a simple change that will provide a huge financial boost for many Americans, particularly low- to moderate-income families. It is an important step in making sure we do everything we can to encourage all Americans to save and plan for the future.

With our national savings rate well below one-percent, it is imperative that the government embrace innovative and cost-effective means of boosting personal savings.

Congress as a whole is less popular than it's been since polling was invented.

Equality under the law is the slow triumph of hope over history.

If Congress wanted to intervene with the Federal Reserve, well, we created the Federal Reserve. We could uncreate it. But would you want Congress regulating the money supply? We'd have drowned in inflation, or gone bankrupt, decades ago.

If taxpayers want better results from Congress, they must stop paying their elected officials for failure. After all, you get what you pay for.

In Congress, it's all pork, all the time.

Our nation suffers when Congress fails to pay America's bills on time.

The real problem with big issues like Medicare is that both parties have to be brave at the same time. Every pollster will tell you not to do that to get partisan advantage. Too many people here are willing to deliberately harm the country for partisan gain. That is borderline treason.

We need to take politics out of health care. Congress will cave to pretty much any special interest on the subject.

Working-class Americans have waited too long, close to a decade in fact, for an increase in the minimum wage. This has been the second longest period without a pay raise since the Federal minimum wage law was first enacted in 1938.

And so, my fellow Americans, ask not what your country can do for you; ask what you can do for your country.

Americans seem sometimes to believe that if you are a thinker you must be a frowning bore, because thinking is so damn serious.

Americans are big boys. You can talk them into almost anything. Just sit with them for half an hour over a bottle of whiskey and be a nice guy.

Alabama citizens, like the vast majority of Americans, respect and value the meaning of decency, and appreciate public institutions that reflect the common values of our society.

People are stunned to hear that one company has data files on 185 million Americans.

Native Americans are the original inhabitants of the land that now constitutes the United States. They have helped develop the fundamental principles of freedom of speech and separation of powers that form the foundation of the United States Government.

I understand about this idea of terror and what it means to Americans and this idea that we can't just walk around free like we did; life has changed.

I mean, the reality is unemployment today - over 14 million Americans are unemployed. That's exactly what it was a year ago. I mean, this - the American people know we can't borrow and spend and bail our way back to a growing economy.

There seems to be this sense among even well-meaning Americans that Africa is this black hole of murder and mutilation that can never be fixed, no matter what aid is brought in.

Currently, not only are Americans taxed on what they earn, but those assets are taxed again when they are passed on to a loved one.

In 2001, Congress passed much needed tax relief to allow Americans to keep more of their hard earned money and spend it as they see fit - rather than how the federal government sees fit.

Most Americans approach the problems of the Middle East with a pro-Israeli bias - and rightly so.

Backward is just not a natural direction for Americans to look - historical ignorance remains a national characteristic.

In the United States, there one feels free... Except from the Americans - but every pearl has its oyster.

Americans admire a people who can scratch a desert and produce a garden. The Israelis have shown qualities that Americans identify with: guts, patriotism, idealism, a passion for freedom. I have seen it. I know. I believe that.

I know that we're being inexorably taken over by the Americans. Without a doubt. I don't mean invaded or anything like that, just taken over. By degrees.

The English are polite by telling lies. The Americans are polite by telling the truth.

The poorest residents of the gulf coast were most affected by the devastating hurricanes, and the poorest Americans have shouldered a disproportionate share of the burden in Iraq.

The way Americans understand and treat other peoples almost guarantees that the world will suffer more trouble.

I'm not sure Americans are hesitant to do this again - to fight another war, because it looked to them like a courageous and terrific endeavor.

Americans detest all lies except lies spoken in public or printed lies.