President Bush has consistently used rhetoric, and that is not convincing given his past record.

Because of my own experience with market fluctuation, I recognize the great risks one takes on investments. This converts the Social Security safety net into a risky proposition many cannot afford to take.

Social Security has been effective for 70 years; prior predictions of its demise have been totally overstated.

Almost half of all Latinas currently on Social Security rely exclusively on their benefit check in retirement.

President Bush has consistently used rhetoric, and that is not convincing given his past record.

We must take the time to do what needs to be done now, what is right, instead of passing a bad bill.

Latinas' life expectancies are relatively long. When a current retiree hits 65 and begins receiving her benefit check, she can expect to live another 22 years. That life expectancy is higher than white women or men.

Because of their low earnings and family obligations, Latinas would not be putting much money into private investment accounts. An average Latina could wind up losing thousands of dollars under this proposal.

If Congress doesn't raise taxes, you cannot get a private investment account without forgoing a portion, possibly all, of your guaranteed benefit check.

Our political leaders must be honest and forthcoming with data that will allow citizens to use facts and figures to judge for themselves what state Social Security is in.

Even without reforms, the Social Security fund will be able to meet 100 percent of its obligations until 2042.

The president's claim that Social Security is going broke is misleading at best. The sky is not falling, although there is no doubt that the system needs to be strengthened.

Our Hispanic community needs to understand how important the Social Security system is for not only its retired citizens, but also its disabled workers.

I am not criticizing investing in the stock market; I am an investor.

Because Social Security is specifically designed to boost the retirement income of low earners with a progressive benefit formula, the program has played an enormous and necessary role in keeping Latinas out of poverty.

We must work to stabilize Social Security. We must not gamble with our nation's social insurance program, one of our most popular and effective federal programs that has remained dependable and stable for the past 70 years.

For people who have for been putting their hard-earned money into the system for years, the president's idea would replace their safety net with a risky gamble with no assurance of a stable return of investment.

Latinos are disproportionately more likely to be injured on the job than other ethnic groups.

To allow all U.S. workers to put part of their earnings into private investment accounts would definitely erode the Social Security system and cause uncertainty for new investors.

We are still waiting for the president to introduce a concrete plan. He has just hinted at what he is thinking about doing, but no one has seen a proposal.

A Congressional Budget Office report released as recent as June 2004 says the system will be able to pay full benefits until 2052, and 80 percent after that.

We must explain the truth: There is no free lunch.

There is a need for Social Security reform to ensure its stability, and Congress must act.

We must level with the people and explain to them that Social Security will first face funding problems in 2042 that can be fixed now with changes that do not undermine and ultimately drain from the entire program.

The present contains nothing more than the past, and what is found in the effect was already in the cause.

Although Alchemy has now fallen into contempt, and is even considered a thing of the past, the physicain should not be influenced by such judgements.

I do like to drive fast and I have gotten pulled over in the past. I use my skills to get out of tickets.

You learn from a conglomeration of the incredible past - whatever experience gotten in any way whatsoever.

The best prophet of the future is the past.

Some of the best lessons we ever learn are learned from past mistakes. The error of the past is the wisdom and success of the future.

Philosophy finds it an easy matter to vanquish past and future evils, but the present are commonly too hard for it.

Historians tell the story of the past, novelists the story of the present.

You can also make explicit certain social problems which, again, would be prejudged or not encountered at all in real life, because people have set up defenses against it. Fantasy allows you to get past defenses.

America is false to the past, false to the present, and solemnly binds herself to be false to the future.

Do not dwell in the past, do not dream of the future, concentrate the mind on the present moment.

Terrorism, ladies and gentlemen, in my eyes I have a very, very, very simple explanation. Gangs of criminals, killers, used unfortunately by certain governments in the past for political purposes, who are on their own now as gangs.

In the past 3-4 years I've developed a habit of keeping numerous small cassette recorders in my house and in a bag with me so that I'm able to commit to tape memory song ideas on a constant basis.

By this time it was past six, and the enemy's van and ours were at too great a distance to engage, I perceived some of their ships stretching to the northward; and I imagined they were going to form a new line.

Firms would be given initial entitlements to gross markup on the basis of past performance. These entitlements would be transferable and a market in them would be developed.

I mean that at least 80% of the Russian people feel destitute. It's the people who had their past and future taken from them - they don't get paid - many of them face a wall. They have nowhere to go.

They spend their time looking forward to the past.

Like most of those who study history, he (Napoleon III) learned from the mistakes of the past how to make new ones.

It also allows you to look as though you're not particularly from the present, future or past, either.

The steady expansion of welfare programs can be taken as a measure of the steady disintegration of the Negro family structure over the past generation in the United States.

Yes, romance has found it's way into my heart in the past.

Countries under foreign command quickly forget their history, their past, their tradition, their national symbols, their way of living, often their own literary language.

The past is still visible. The buildings haven't changed, the layout of the streets hasn't changed. So memory is very available to me as I walk around.

In the past I've made movies that were pretty universally liked. You can't really hate them. You can discard them, but you can't really hate them.

No doubt Western civilization has in the past been full of wars and revolutions, and the national elements in our culture, even when they were ignored, always provided an unconscious driving force of passion and aggressive self-assertion.