A Congressional Budget Office report released as recent as June 2004 says the system will be able to pay full benefits until 2052, and 80 percent after that.

Because of my own experience with market fluctuation, I recognize the great risks one takes on investments. This converts the Social Security safety net into a risky proposition many cannot afford to take.

Social Security has been effective for 70 years; prior predictions of its demise have been totally overstated.

Almost half of all Latinas currently on Social Security rely exclusively on their benefit check in retirement.

President Bush has consistently used rhetoric, and that is not convincing given his past record.

We must take the time to do what needs to be done now, what is right, instead of passing a bad bill.

Latinas' life expectancies are relatively long. When a current retiree hits 65 and begins receiving her benefit check, she can expect to live another 22 years. That life expectancy is higher than white women or men.

Because of their low earnings and family obligations, Latinas would not be putting much money into private investment accounts. An average Latina could wind up losing thousands of dollars under this proposal.

If Congress doesn't raise taxes, you cannot get a private investment account without forgoing a portion, possibly all, of your guaranteed benefit check.

Our political leaders must be honest and forthcoming with data that will allow citizens to use facts and figures to judge for themselves what state Social Security is in.

Even without reforms, the Social Security fund will be able to meet 100 percent of its obligations until 2042.

The president's claim that Social Security is going broke is misleading at best. The sky is not falling, although there is no doubt that the system needs to be strengthened.

Our Hispanic community needs to understand how important the Social Security system is for not only its retired citizens, but also its disabled workers.

I am not criticizing investing in the stock market; I am an investor.

Because Social Security is specifically designed to boost the retirement income of low earners with a progressive benefit formula, the program has played an enormous and necessary role in keeping Latinas out of poverty.

We must work to stabilize Social Security. We must not gamble with our nation's social insurance program, one of our most popular and effective federal programs that has remained dependable and stable for the past 70 years.

For people who have for been putting their hard-earned money into the system for years, the president's idea would replace their safety net with a risky gamble with no assurance of a stable return of investment.

Latinos are disproportionately more likely to be injured on the job than other ethnic groups.

To allow all U.S. workers to put part of their earnings into private investment accounts would definitely erode the Social Security system and cause uncertainty for new investors.

We are still waiting for the president to introduce a concrete plan. He has just hinted at what he is thinking about doing, but no one has seen a proposal.

A Congressional Budget Office report released as recent as June 2004 says the system will be able to pay full benefits until 2052, and 80 percent after that.

We must explain the truth: There is no free lunch.

There is a need for Social Security reform to ensure its stability, and Congress must act.

We must level with the people and explain to them that Social Security will first face funding problems in 2042 that can be fixed now with changes that do not undermine and ultimately drain from the entire program.

While we have made great progress in increasing funding for veterans' benefits, we still have a long way to go in fully meeting the promise to our veterans.

Nothing is more pleasing and engaging than the sense of having conferred benefits. Not even the gratification of receiving them.

These are people who haven't gone through the legal means to becoming citizens like our forefathers did. They want all the benefits but none of the responsibilities.

The benefits of education and of useful knowledge, generally diffused through a community, are essential to the preservation of a free government.

There are many benefits to this process of listening. The first is that good listeners are created as people feel listened to. Listening is a reciprocal process - we become more attentive to others if they have attended to us.

I do benefits. I do them all the time. There's so many people out there that needs help that I can't say I won't help them.

Substantive and procedural law benefits and protects landlords over tenants, creditors over debtors, lenders over borrowers, and the poor are seldom among the favored parties.

To honor our national promise to our veterans, we must continue to improve services for our men and women in uniform today and provide long overdue benefits for the veterans and military retirees who have already served.

Globalization presumes sustained economic growth. Otherwise, the process loses its economic benefits and political support.

There is no social program in this country that is as important as a good job that pays well, that gives someone an opportunity to go to work, have some security, have benefits, and take care of their family and have a good life.

Nonetheless, the developing countries must be able to reap the benefits of international trade.

The sacrifices made by veterans and their willingness to fight in defense of our nation merit our deep respect and praise - and to the best in benefits and medical care.

Amnesty is the magnet. Other magnets that you mentioned are anchor babies who get benefits in this country and employer deductions for employees, even if they are here illegally, which Mr. King is addressing.

Who gets the risks? The risks are given to the consumer, the unsuspecting consumer and the poor work force. And who gets the benefits? The benefits are only for the corporations, for the money makers.

With me serving as the president, we filed a $3-million lawsuit against the league and its member clubs in an attempt to win increased pension benefits and a larger share Of television revenue.

I even believe in helping an employer function more productively. For then, we will have a claim to higher wages, shorter hours, and greater participation in the benefits of running a smooth industrial machine.

As I've been able to once again gain the benefits of speed work, I'm enjoying my running more and more.

Since 1935, this has been a pay-as-you-go system, and I always believed when I first started talking about Social Security that there was a little box that had my name on it and it had my benefits for when I retired. That is not true.

There is so much work to be done to treat gays and lesbians and gay and lesbian couples with the respect that they're entitled to. They deserve, in my judgment, partnership benefits. They deserve to be treated fairly when it comes to adoption and immigration.

What we can do is to explain as clearly as possible what the benefits would be of him going down one path, and what the potential consequences would be if he chooses another path.

That the Jews assumed a right exclusively to the benefits of God will be a lasting witness against them and the same will it be against Christians.

One of the great benefits of organised religion is that you can be forgiven your sins, which must be a wonderful thing. I mean, I carry my sins around with me, there's nobody there to forgive them.

Patients describing the benefits of prayer often talk about how it provides a sense of well being.

On the one hand we have got to ask, are there some areas of universal benefits that are no longer affordable? But on the other hand let us look at the issue of dependency where we have trapped people in poverty through the extent of welfare that they have.

Outsourcing and globalization of manufacturing allows companies to reduce costs, benefits consumers with lower cost goods and services, causes economic expansion that reduces unemployment, and increases productivity and job creation.