Because Social Security is specifically designed to boost the retirement income of low earners with a progressive benefit formula, the program has played an enormous and necessary role in keeping Latinas out of poverty.

Because of my own experience with market fluctuation, I recognize the great risks one takes on investments. This converts the Social Security safety net into a risky proposition many cannot afford to take.

Social Security has been effective for 70 years; prior predictions of its demise have been totally overstated.

Almost half of all Latinas currently on Social Security rely exclusively on their benefit check in retirement.

President Bush has consistently used rhetoric, and that is not convincing given his past record.

We must take the time to do what needs to be done now, what is right, instead of passing a bad bill.

Latinas' life expectancies are relatively long. When a current retiree hits 65 and begins receiving her benefit check, she can expect to live another 22 years. That life expectancy is higher than white women or men.

Because of their low earnings and family obligations, Latinas would not be putting much money into private investment accounts. An average Latina could wind up losing thousands of dollars under this proposal.

If Congress doesn't raise taxes, you cannot get a private investment account without forgoing a portion, possibly all, of your guaranteed benefit check.

Our political leaders must be honest and forthcoming with data that will allow citizens to use facts and figures to judge for themselves what state Social Security is in.

Even without reforms, the Social Security fund will be able to meet 100 percent of its obligations until 2042.

The president's claim that Social Security is going broke is misleading at best. The sky is not falling, although there is no doubt that the system needs to be strengthened.

Our Hispanic community needs to understand how important the Social Security system is for not only its retired citizens, but also its disabled workers.

I am not criticizing investing in the stock market; I am an investor.

Because Social Security is specifically designed to boost the retirement income of low earners with a progressive benefit formula, the program has played an enormous and necessary role in keeping Latinas out of poverty.

We must work to stabilize Social Security. We must not gamble with our nation's social insurance program, one of our most popular and effective federal programs that has remained dependable and stable for the past 70 years.

For people who have for been putting their hard-earned money into the system for years, the president's idea would replace their safety net with a risky gamble with no assurance of a stable return of investment.

Latinos are disproportionately more likely to be injured on the job than other ethnic groups.

To allow all U.S. workers to put part of their earnings into private investment accounts would definitely erode the Social Security system and cause uncertainty for new investors.

We are still waiting for the president to introduce a concrete plan. He has just hinted at what he is thinking about doing, but no one has seen a proposal.

A Congressional Budget Office report released as recent as June 2004 says the system will be able to pay full benefits until 2052, and 80 percent after that.

We must explain the truth: There is no free lunch.

There is a need for Social Security reform to ensure its stability, and Congress must act.

We must level with the people and explain to them that Social Security will first face funding problems in 2042 that can be fixed now with changes that do not undermine and ultimately drain from the entire program.

The magic formula that successful businesses have discovered is to treat customers like guests and employees like people.

My formula for success is rise early, work late, and strike oil.

Fate is the endless chain of causation, whereby things are; the reason or formula by which the world goes on.

From the Bush Administration to the 9-11 Commission, there is an urgent and universally recognized need to change the broken formula through which Homeland Security grant money currently is allocated to our first responders.

But I think the one thing that I can say about us is that we're very consistent about certain things and part of that is our desire to do the very best work that we can and not rest on our laurels, or not allow formula to come into what we do.

Through the mythology of Einstein, the world blissfully regained the image of knowledge reduced to a formula.

When modern physics exerts itself to establish the world's formula, what occurs thereby is this: the being of entities has resolved itself into the method of the totally calculable.

I truly don't have any formula for the choices I make.

The most important single ingredient in the formula of success is knowing how to get along with people.

I hate Calvin and Hobbes. I think its a big re-hash of formula kid strips.

If I am given a formula, and I am ignorant of its meaning, it cannot teach me anything, but if I already know it what does the formula teach me?

My guess is that if they now choose to change of director for every other film, it's just because you can't really change the formula, you can merely try to film it your way.

There isn't any formula or method. You learn to love by loving - by paying attention and doing what one thereby discovers has to be done.

I cannot give you the formula for success, but I can give you the formula for failure - which is: Try to please everybody.

Under each formula lies a corpse.

If someone said to me that you can have three wishes, my first would have been to get into racing, my second to be in Formula 1, my third to drive for Ferrari.

I don't want to write formula. I don't want to crank these books out like sausages. Every book is different, which takes a hell of a lot of ingenuity on my part.

In sport there is never any moment that is the same as the other. I have been in Formula One for 12 years, and out of that I had one year with the perfect car.

A definition of poetry can only determine what poetry should be and not what poetry actually was and is; otherwise the most concise formula would be: Poetry is that which at some time and some place was thus named.

Hollywood films have become a cesspool of formula and it's up to us to try to change it... I feel like a preacher! But it's really true. I feel personally responsible for the future of American cinema. Me personally.

The logic of Palladian architecture presented an aesthetic formula which could be applied universally.

Free enterprise is essentially a formula not just for wealth creation, but for life satisfaction.

Every formula of every religion has in this age of reason, to submit to the acid test of reason and universal assent.

I think we can find a formula that would be to everyone's satisfaction, which would make it possible for Croatia to take some more steps and for Europe to accept us into its midst, and for the talks to start.

The formula for achieving a successful relationship is simple: you should treat all disasters as if they were trivialities but never treat a triviality as if it were a disaster.